Justin Rambo

Dalton Wade Real Estate Agent

Step-by-Step Homebuying Guide

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Get Pre-Approved >

Secure a mortgage pre-approval to understand your budget and show sellers you're serious.

Home Search >

Explore curated listings and neighborhoods that match your needs, using our MLS search and local guides.

Make Your Offer >

Work with your agent to craft a competitive offer, navigate negotiations, and secure favorable terms.

Close & Move In >

Complete your inspections and paperwork, close on your new home, and celebrate move-in day with confidence.

Mortgage & Financing Resources

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Calculators

Estimate your mortgage payment, affordability, and down payment with our easy-to-use calculators.
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Loan Options

Learn about FHA, VA, USDA, and conventional loans, plus assistance programs for your down payment.
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Trusted Lenders

Connect with reputable local mortgage professionals who can provide competitive rates and personalized service.
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Buyer FAQs & Glossary

FAQ:

What are typical closing costs? Expect about 2–5% of the purchase price covering lender fees, title insurance, and taxes.

How long does closing take? Usually 30–45 days from offer acceptance, depending on loan processing and inspections.

What credit score do I need? Most lenders look for at least a 620 FICO for conventional loans; FHA loans can allow lower scores.

Glossary:

Earnest Money: A deposit that shows your serious intent to buy, credited toward your down payment at closing.

Escrow: A neutral account that holds funds and documents until the sale is finalized.

Appraisal: A professional assessment of a property's value to satisfy the lender's requirements.

Your Homebuying Resource Hub

Everything you need to know to purchase a home, from pre-approval to closing. Let's make your journey smooth and informed.
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