Step-by-Step Homebuying Guide

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Get Pre-Approved >

Secure a mortgage pre-approval to understand your budget and show sellers you're serious.

Home Search >

Explore curated listings and neighborhoods that match your needs, using our MLS search and local guides.

Make Your Offer >

Work with your agent to craft a competitive offer, navigate negotiations, and secure favorable terms.

Close & Move In >

Complete your inspections and paperwork, close on your new home, and celebrate move-in day with confidence.

Mortgage & Financing Resources

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Calculators

Estimate your mortgage payment, affordability, and down payment with our easy-to-use calculators.
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Loan Options

Learn about FHA, VA, USDA, and conventional loans, plus assistance programs for your down payment.
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Trusted Lenders

Connect with reputable local mortgage professionals who can provide competitive rates and personalized service.
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Buyer FAQs & Glossary

FAQ:

What are typical closing costs? Expect about 2–5% of the purchase price covering lender fees, title insurance, and taxes.

How long does closing take? Usually 30–45 days from offer acceptance, depending on loan processing and inspections.

What credit score do I need? Most lenders look for at least a 620 FICO for conventional loans; FHA loans can allow lower scores.

Glossary:

Earnest Money: A deposit that shows your serious intent to buy, credited toward your down payment at closing.

Escrow: A neutral account that holds funds and documents until the sale is finalized.

Appraisal: A professional assessment of a property's value to satisfy the lender's requirements.

Your Homebuying Resource Hub

Everything you need to know to purchase a home, from pre-approval to closing. Let's make your journey smooth and informed.
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Explore Our Neighborhood Guides

Get to know Tampa’s top communities and lifestyles. Dive into each guide for schools, amenities, and market trends.

Wesley Chapel

Thriving suburb north of Tampa with access to I-75 and SR-54. Features upscale shopping at Wiregrass and Tampa Premium Outlets, recreation at Epperson Lagoon, Saddlebrook Resort, AdventHealth Center Ice, and parks. Median home value is $413K with homes pending in 45
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Lutz

Small-town charm with suburban convenience. Welcoming neighborhoods like Cheval and Heritage Harbor, top-rated schools, and scenic parks such as Lake Park and Brooker Creek Preserve. Community events like the July 4th parade highlight its appeal. Homes range from starter houses to luxury estates.
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Land O' Lakes

Safe suburb in Pasco County known for nature, great schools, and trendy businesses. Communities include Bexley, Connerton, and Wilderness Lake Preserve. Residents enjoy parks, pools, trails, and resort-style amenities. Median price is $467K with a cost of living near the national average.
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Luxury Listings

Tampa’s premier properties include waterfront estates, gated communities, and golf-course homes with resort amenities. Perfect for buyers seeking privacy, refined finishes, and a luxurious Florida lifestyle unmatched elsewhere.
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